What Does My
Recipient Get?

Take a look at what your recipient will get with VSP individual coverage

  • Great savings on a comprehensive eye exam
  • A $150+ allowance toward glasses and/or contacts
  • Top-quality lenses covered after an affordable copay
  • Savings on optional lens enhancements (features like scratch resistance, anti-glare, no-line bifocal/trifocal, and light-to-dark tinting)

Frequently asked questions

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Why does my recipient need a vision insurance plan?

Your recipient’s eyes not only affect how they see, but how they feel. A vision plan from VSP will help your recipient take care of them, save money and can lead to a better quality of life, including:

  • Fewer headaches
  • Better performance at school
  • Less computer eye strain
  • More effectiveness at work
  • Better performance in sports

It all starts with an eye exam. During their eye exam, the doctor can also detect early signs of serious general health conditions so they can manage them before they become more difficult problems. This can include things like diabetes and high blood pressure.

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How does VSP insurance work?

VSP is different than other types of insurance you might be used to. Take car insurance, for example — you hope you never have to use it. But with vision insurance, you actually want to use it because it will save you money on expenses you already know are coming. With VSP, your recipient will receive services at rates well below walk-in prices, and any VSP network doctor can access their plan coverage. All they have to do is make their appointment, get their exam, select their frames and lens options, and the doctor’s office will take care of the rest. They pay any copays or overage right there at the doctor’s office, and they’re done. It’s that simple. And don’t forget, they can use their Health Savings Account (HSA) for out-of-pocket costs at the doctor’s office. You can choose a vision insurance plan for individuals, or to cover them and a dependent, or to cover the whole family (children under 27 or disabled at any age). Each member gets the same great coverage.

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Is their doctor covered?

There’s a high likelihood their doctor is covered. Our network is the largest independent doctor network in the country. So they’ll have plenty of options near them. To know for sure, go to Find A Doctor  and enter their ZIP code.

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When can they start using their vision plan?

Once they’re enrolled in a plan, they can begin using their benefits in just five business days.

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What frame brands are covered with VSP vision insurance?


Whether you’re looking for classic frames or trendy styles, you’ll find the best selection of frames at your VSP doctor’s office. You can use your allowance toward any frame that your VSP doctor carries. Plus, we offer an additional $20 to spend on these frame brands:

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What types of lens enhancements can they save on?

Our vision plans provide savings on many lens enhancements:

  • Scratch-resistant coating – A clear coating that is less likely to scratch than uncoated lenses.
  • Anti-glare (anti-reflective) coating – A coating that increases a lens’s light transmission. It also reduces the amount of light reflected from the lens surface and eliminates ghost images.
  • Impact-resistant lenses – Lenses built from polycarbonate material, which is up to 10 times stronger than glass or plastic lenses.
  • Progressive (no-line multifocal) lenses – Progressive lenses are line-free, and their prescription strength gradually changes from distance to intermediate to near vision.
  • Light-to-dark (photochromic adaptive) lenses – Light-sensitive lenses that darken when exposed to sunlight and lighten when sun exposure is reduced.
  • UV protection – A lens treatment that absorbs the harmful portion of UV light found in sunlight.
  • High-index lenses – These thinner, lighter lenses are designed to improve comfort and attractiveness for those with high prescriptions.
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What if I have other questions?

To speak with our award-winning customer service team, call 855.958.4746 and we’ll be happy to help you. Our service center is open Monday through Friday from 7a.m. to 7p.m. Central Time.

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