It’s only natural to want the best for your family. Though sometimes we neglect it, an important part of maintaining a healthy lifestyle is taking care of our eyes. Having and using vision insurance is the most affordable way to help keep your family’s eyes in good shape.
Vision insurance is a little different from other types of health care insurance. Unlike other insurance plans, you actually want to use your eye insurance as often as you can. For example, you hope to never have to use car insurance because that would mean you were involved in some sort of accident. On the other hand, with vision insurance, you want to maximize your benefits by frequently using it, as it will help your eyes stay healthy. Looking for the best vision insurance plan? Ask yourself the following three questions:
Why does my family need a vision insurance plan?
You only get one set of eyes, and one of the most important ways to take care of them is to have regular eye exams. Optometrists say that regular eye exams can help detect early signs of serious eye diseases like glaucoma, macular degeneration, and cataracts, in addition to other health problems that affect the whole body like diabetes and high blood pressure. Frequently using your vision insurance plan lets you have affordable access to the professionals and equipment that will help correct or prevent any eye problems.
What benefits will I get from vision insurance?
Outside of the health-related benefits of having vision insurance, you’ll get savings benefits, such as:
- Save on eye exams
- A dollar allowance (amount varies by plan) toward glasses and/or contacts
- Top-quality lenses made affordable by your vision insurance plan copay
- Save on lens enhancements (scratch resistance, anti-glare, no-line bifocal/trifocal and light-to-dark tinting)
Of course, the money you save depends on the plan you choose and the frame/contact selections you make at the doctor’s office. But based on a comparison of national averages for comprehensive eye exams and commonly purchased brands, as a VSP member you could save $244 annually after the cost of your plan. Looking to win some brownie points with your spouse? That’s a couple of nice dinner-and-a-movie dates with your spouse plus a babysitter for the kids.
How can I find the best vision insurance plan for my family?
The first thing to consider when buying vision insurance is to consider your family’s vision needs. Do you have young children who need corrective lenses? Does a history of eye-related diseases run in your family? Do you or your spouse have high blood pressure? Answering questions like these can help you start thinking about what type of coverage your family may need.
Finding insurance — for anything — can be a hassle. Fortunately, VSP Individual Vision Plans can help you find the best family vision insurance plan with a free quote. All you need to get started is your ZIP code. Learn more about the benefits of a VSP Individual Vision Plan or call 800.785.0699 to enroll in a VSP vision insurance plan today.