An article about dental insurance on a vision blog? Yeah, we’re completely aware of how strange that sounds! But, because VSP Vision Care cares about your total wellness, we not only offer vision insurance coverage you can buy on your own, we also help you in your search for dental insurance coverage! By partnering with a leading dental insurance provider, we can point you to options that meet your needs. Just like regular eye exams help keep your vision healthy, regular dental care can prevent serious problems down the road (and help you save money along the way).
According to the Centers for Disease Control and Prevention’s National Health Interview Survey, one-third of Americans have not seen a dentist in the past year. More often than not, the reason is money. From teeth cleanings and X-rays, to fillings and root canals, going to the dentist can get expensive. In fact, the American Dental Association cites cost as the main reason 40.2% of adults avoid the dentist. That’s no surprise, as the average dental cleaning alone can cost between $75 and $200 without insurance.
A typical dental insurance plan is structured as a 100-80-50 plan:
- 100% of preventative procedures are covered
- 80% of basic procedures are covered
- 50% of advanced procedures are covered
While preventative procedures are almost universally considered to include regular check-ups, cleanings and X-rays, different dental insurance providers tend to have different policies on what constitutes basic and advanced procedures. For example, Dental Insurance A could classify fillings and root canals as basic, while Dental Insurance B could classify fillings as basic but classify root canals as advanced. It all depends on the dental insurance provider.
The dental insurance offered by our partner provider is more in line with the former—fillings and root canals are covered under basic so you can save more money on those procedures. This dental coverage goes a step further and covers those procedures at 90%, instead of the typical 80% saving you even more.
Just like getting an Individual Vision Plan, enrolling in dental insurance is easy. You can start by visiting our VSP Dental Insurance Plan page to learn about the options you have for dental coverage and how to enroll. So, there’s no need to skip on the dental care you need. Learn more about getting a plan today so you can start enjoying the benefits of a healthy smile.