Having Vision Insurance in Retirement
With an increasingly large number of employers providing vision care as part of their provided insurance plans, many people enter retirement not knowing much about Individual Vision Care. Because of the confusion surrounding this, many choose either an insufficient plan or even no plan at all. This mistake, however, can be costly (both physically and financially). Here are just a few reasons seniors should consider a vision insurance plan after retirement.
Catch Eye Problems Early
As our bodies age, our eyes age with them. Because of this, by the age of 65, one in three Americans has some form of a vision-impairing eye condition. These conditions include macular degeneration, glaucoma and cataracts.
Regular eye exams are important as they can often help catch problems before they develop into something more serious. A good rule of thumb is to see your eye doctor at least once a year. By having these regular visits, you can ensure the health of your aging eyes. And even if your eyes continue to be in great health, your eye doctor can also give you tips on how to maintain healthy eyes as you age.
Individual Vision Insurance Saves You Money
As mentioned above, you should expect to see an eye doctor regularly as you age. Between regular examinations, contact lenses, new eyeglasses, and any specialty needs, the cost of keeping your eyes healthy and vision clear can quickly grow. Unfortunately, original Medicare does not cover the costs of routine vision care.
But don’t worry, there are many ways to continue getting the benefits of vision insurance even after retirement. Many employers continue to offer vision benefits under their retirement plans, so you can transition into retirement with minimal disruption to your vision coverage.
However, if your employer does not continue to offer you individual vision insurance benefits into retirement, there are still many options available to you. VSP Vision Care, for example, offers a wide variety of individual vision plans starting as low as $13 a month. These plans offer benefits that cover most of your vision needs.
Even after retirement, there is still so much to see, do, and experience. By ensuring you continue to have individual vision insurance later in life, you can make sure that your vision will remain healthy throughout all stages of living. And best of all? You can do it for an affordable price. Once you’ve completed your vision plan enrollment, keep your eyes open for dental insurance plan options from Guardian Direct®. Get the care your eyes and smile both need with VSP.