Vision Insurance: When to Use Your Vision Plan

As we near the end of the year, it may be time to take advantage of your vision insurance benefits. The best part about vision insurance coverage with VSP is the simplicity. Your vision plan is about you and making sure your eyes are healthy. The commonly asked questions below will help you learn more about your vision coverage plan and how to make the most of your benefits.

VSP Vision Coverage FAQ 1: When can I start using my VSP vision insurance?

Within five business days from enrolling in an annual plan and making your payment, you can start using your benefits.

VSP Vision Coverage FAQ 2: Do I need an ID card to use my plan?

With a VSP Individual Vision Plan, your eye doctor will already have access to your coverage with your name alone. Your doctor’s office and VSP work together for claims. You only pay the out-of-pocket difference. 

VSP Vision Coverage FAQ 3: How do I use my vision insurance benefits?

It’s simple. Make an appointment with a VSP network eye doctor, get your eye exam, fill your prescription for frames or contact lenses, and that’s it. You pay any copays or overages you might owe right on the spot, but VSP takes care of the rest. 

VSP Vision Coverage FAQ 4: How often can I see the eye doctor for a comprehensive eye exam?

With all VSP Individual Vision Plans, except our EyewearOnly plan, you’re covered for a comprehensive eye exam every 12 months.

VSP Vision Coverage FAQ 5: How do I use my vision insurance plan to save money?

You’ll always receive savings from walk-in prices. And that includes designer frames. So go to the doctor,  get your eyes checked and pick the frames and lens enhancements that suit your vision needs.

VSP Vision Coverage FAQ 6: Do I need to file any claims or be reimbursed for payments?

Any charges that are not covered by your plan are paid for at the doctor’s office before you leave. And it’s always an option for you to use funds from a Health Savings Account (HSA) for this purpose. 

VSP Vision Coverage FAQ 7: What if I have other questions about my frame allowance?

We’re happy to help. To speak with VSP’s customer service team, call 800-785-0699. Our service center is open Monday through Friday, from 7 a.m. to 7 p.m. Central Time. 

For more information about your VSP vision insurance plan, please visit our benefits and savings page or our vision plan coverage section of the FAQ page.

What members are saying about VSP Individual Vision Plans

“My old insurance didn't cover enough for designer frames. But since I've had VSP, I can choose Gucci or bebe and not go broke in the process.”

– D. Fletcher 

“I work on computers every day, so to be able to get a pair of computer glasses and only have to pay the copay is excellent.”

– D. Rimes 

“There was a great selection of providers in our area, including one close to my house.”

– M. Simmons 

If you don’t have a vision insurance plan, get your vision insurance quote today.


Your vision. Your way.

Not covered for vision? Get an individual plan, customized for you – including where you want to use it: at the doctor, in a retail location, or even online.

VSP Benefits & Savings

Build Your Plan

Vision Insurance FAQ: Frame, Lens & Contact Lens Benefits

Vision Insurance >

Vision Insurance FAQ: Frame, Lens & Contact Lens Benefits

It goes without saying that vision insurance gives you real savings compared to being uninsured — so much so that you can see the difference. ...

Dental and Vision Insurance for the Self-Employed

Vision Insurance >

Dental and Vision Insurance for the Self-Employed

  Being self-employed means that you’re accustomed to organizing a lot yourself. You probably enjoy the added freedom and flexibility of w...

Protect Your Eye Health and See All the Sights of Summer

Eye Health >

Protect Your Eye Health and See All the Sights of Summer

It’s UV Awareness Month, so let’s make sure to take care of our eye health. We’ll go over some great tips to keep your eyes protec...