If you’re one of those lucky people with 20/20 vision, you may be wondering if you still need vision insurance. You have good eyesight, so why invest in vision insurance? Well, even those with great vision can benefit from having a vision insurance plan as part of their approach to wellness. Your sight is one of your most important senses and vision insurance can help you protect it.
Who Can Benefit From Vision Insurance?
Everyone can benefit from having vision insurance. Vision insurance benefits cover more than just checking your eyesight. Your eyes offer a unique perspective on your general health.
Non-vision health conditions, such as diabetes or high blood pressure can oftentimes be detected during a comprehensive eye exam. Some of those symptoms can lead to vision loss if left untreated. And even if you don’t have other health concerns, vision screenings are still useful for everyone at any age. From vision screenings to potential accidents, refractive surgery, and everything in between, vision insurance helps you keep your eyes healthy and safe.
What Does Vision Insurance Cover?
Vision insurance typically covers routine preventative eye exams, medically necessary treatments, and prescription eyewear—such as eyeglasses and contact lenses. Additional services and products, such as assistance with refractive surgery costs or lens upgrades, may vary by vision insurance plan.
For those without vision concerns, there are affordable vision plans that do not make you pay for coverage you don’t need. With VSP® Individual Vision Insurance Plans, you can choose plan options that meet your vision and eyewear needs. And if you don’t need all the bells and whistles, a basic plan with an affordable rate is going to cover everything you need.
Do I Need Vision Insurance If I Have Refractive Surgery?
If you previously had refractive surgery or another corrective eye surgery to improve your vision, you should still make an annual eye exam part of your regular healthcare routine. It’s recommended that even those with refractive surgery go for an annual eye visit in part to ensure that the procedure is healed healthily and that further vision degeneration is caught early.
Do Kids Need Vision Insurance?
Yes, kids need vision insurance too! Their eyes are still forming, and making sure they are up to date on their vision screenings can help find problems and help identify potential vision issues that may require corrective lenses. Many school-aged children discover a need for corrective lenses during those elementary years. But even if your child has good eyesight now, it is not an indication that they always will.
Early vision issues in young children are typically found by a pediatrician, as vision screenings are part of baby checkups at different developmental stages. But it is recommended that as your child gets older, they start going for annual eye exams. Many leading health sources agree that children ages three and older should receive annual vision screenings, which is a great time to add your kids to your vision insurance plan.
Things to Keep in Mind When Selecting Vision Insurance
One thing no one wants to think about in relation to their vision is the prospect of aging. As we age, our vision changes. If you find yourself having trouble with reading fine print, you’re not alone. This is a common age-related eye condition called presbyopia. With presbyopia, your eye lenses become less pliable and that makes it harder to switch focus from objects at varying distances. A regular vision screening can help you monitor eye changes and find corrective solutions, like reading glasses, to help you with everyday tasks.
Another common cause of vision change is damage caused by extended technology use. In the world of online meetings and social media, people are spending more time than ever looking at screens. All that screen time could be associated with digital eye strain. Symptoms of digital eye strain may include:
- Dry eyes
- Blurred vision
- Tired or sore eyes
- Headaches
- Possible age-related macular degeneration over time
An annual eye exam may provide an opportunity to talk with an eye doctor about what you can do to mitigate digital eye strain.
Does Vision Insurance Cover Eye Exams?
Eye exams cover more than just vision issues, they address eye health as well. Some of the things your eye care professional or optometrist can help with include chronic conditions, like dry eyes, and finding solutions to treat itchy eyes from seasonal allergies.
Eye exams can even help you understand your migraine symptoms. Many migraines involve vision changes, loss of vision, or light sensitivities. Your eye doctor can help you identify migraine triggers related to an eye injury or disorder and help you find out if another eye condition, such as an astigmatism, could be one of those triggers. An eye exam is about so much more than just your vision; it’s about your total eye health.
How Much Does Vision Insurance Cost?
VSP Individual Vision Plans can help ensure your vision costs fit your budget. With plans starting as low as $13 a month, it’s easy to find affordable coverage for every situation. Having a vision plan not only keeps our eyes protected, but it saves you money when it does come time to go for your eye exam.
Try using the VSP Individual Vision Plan Selector to find the perfect coverage for your vision needs with three easy questions. It takes less than a minute to do and will help you narrow down exactly what you want from a vision plan.
Conclusion: A Vision Insurance Plan Can Help Maintain Wellness
Even if you’ve been blessed with 20/20 vision, it doesn’t mean you should ignore your eye health. An annual eye exam can help you monitor your health and detect any eye issues before they become serious problems.
Vision insurance can help cover the cost of those eye doctor visits and any additional lenses you may need for reading or blue light reduction at work. Your eyes are important. Don’t neglect them just because they’re working fine right now. If you need a vision plan, you can learn more about the benefits and savings of a VSP Individual Vision Plan today.
Information received through VSP Individual Vision Plans’ social media channels is for informational purposes only and does not constitute medical advice, medical recommendations, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.
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