Breaking down our plans for you.
Take a look at what you'll get with a VSP individual or family insurance plan:
- Great savings on eye exams (covered with most plans)
- A dollar allowance (amount varies by plan) toward glasses and/or contacts
- Top-quality lenses covered after your affordable copay
- Savings on optional lens enhancements (features like scratch resistance, anti-glare, no-line bifocal/trifocal, and light-to-dark tinting)
WHY GET AN EYE EXAM?
In addition to evaluating your vision, an eye exam can help you detect general health issues well before other signs become apparent. Early detection of issues like diabetes or hypertension means you can more easily manage them before they become bigger problems.
Read the frequently asked questions below to learn more.
Q. Why do I need a vision insurance plan?
Q. How does VSP insurance work?
Q. How much money will I save with a vision plan?
|WHAT YOU PAY|
|Comprehensive Exam||$163||$15 copay||$148|
Single, bifocal or trifocal
|Optical Lens Enhancements|
such as scratch resistance,
|VSP Plan Premium||$229||-$229|
* Comparison based on national averages for comprehensive eye exams and most commonly purchased brands. This chart represents a typical savings for VSP members.
Annual Savings $244 With VSP® After plan cost
Q. Is my doctor covered?
A. There’s a good chance your doctor is covered. Our provider network is the largest in the country, with more than 33,000 doctors to choose from. To know for sure, go to Find A Doctor and enter your ZIP code.
Q. When can I start using my vision plan?
Q. What frame brands are covered with VSP vision insurance?
- Anne Klein
- Calvin Klein Collection
- Calvin Klein Platinum
- Cole Haan
- G-Star RAW
- JOE Joseph Abboud
- Joseph Abboud
- Karl Lagerfeld
- Liu Jo
- Marchon NYC
- Nine West
- Otis & Piper
- Salvatore Ferragamo
- Sean John
- Sight for Students
Q. What types of lens enhancements can I save on?
- Scratch-resistant coating - A clear coating that is less likely to scratch than uncoated lenses.
- Anti-glare (anti-reflective) coating - A coating that increases a lens’s light transmission. It also reduces the amount of light reflected from the lens surface and eliminates ghost images.
- Impact-resistant lenses - Lenses built from polycarbonate material, which is up to 10 times stronger than glass or plastic lenses.
- No-line bifocal (progressive) lenses - Progressive lenses are line-free, and their prescription strength gradually changes from distance to intermediate to near vision.
- Light-to-dark (photochromic adaptive) lenses - Light-sensitive lenses that darken when exposed to sunlight and lighten when sun exposure is reduced.
- UV protection - A lens treatment that absorbs the harmful portion of UV light found in sunlight.
- High-index lenses - These thinner, lighter lenses are designed to improve comfort and attractiveness for those with high prescriptions.
Q. How do I renew my plan annually?
Q. Do you offer a payment plan for the annual premium?
Q. What if I have other questions?
Q. Why is vision health important?
Your eyes not only affect how you see, but how you feel. Caring for your vision can lead to a better quality of life, including:
- Fewer headaches
- Better performance at school
- Less computer eye strain
- More effectiveness at work
- Better performance in sports
It all starts with an eye exam.