Choosing A Vision Insurance Plan for You and Your Family

It’s only natural to want the best for your family and their vision. Though sometimes we neglect it, an important part of maintaining a healthy lifestyle is taking care of our eyes. Having and using vision insurance is the most affordable way to help keep your family’s eyes in good shape.

Vision insurance is a little different from other types of health care insurance. Unlike other insurance plans, you actually want to use your eye insurance as often as you can. For example, you hope to never have to use car insurance because that would mean you were involved in some sort of accident. On the other hand, with vision insurance, you want to maximize your benefits by frequently using them, as it will help your eyes stay healthy. If you’re looking for a vision insurance plan for you and your family, ask yourself the following 3 questions to find the best vision insurance plan that fits your eye care and vision needs:

Why does my family need a vision insurance plan?

You only get one set of eyes, and one of the most important ways to take care of them is to have regular eye exams. Regular eye exams can help detect early signs of serious eye diseases like glaucoma, macular degeneration, and cataracts. According to the American Academy of Ophthalmology eye exams can also help detect other serious health problems that affect the whole body like diabetes and high blood pressure. By enrolling in a vision insurance plan lets you have affordable access to eye doctors and health equipment that can help correct or prevent any eye problems that you or your family incur.

What benefits will I get from vision insurance? 

Outside of the health-related benefits of having vision insurance, there are several other savings and benefits to having a vision insurance plan, such as:

     - Only pay a small copay for your yearly eye exam

     - Generous allowance (amount varies by plan) toward glasses and/or contacts

     - Top-quality, affordable lenses and lens enhancements covered by your vision insurance plan

Of course, the money you save depends on the vision plan you choose and the frame/contact selections you make at your eye doctor’s office or an online eyewear retailer, like Eyeconic. The average member savings is $300 or more depending on factors such as, what eyewear you choose and what vision plan you enroll into. Looking to win some brownie points with your spouse? That’s a couple of nice dinner-and-a-movie dates with your spouse, plus a babysitter for the kids.

How can I find the best vision insurance plan for my family?

The first thing to consider when buying vision insurance is to consider your family’s vision needs. Do you have young children who need corrective lenses? Does a history of eye-related diseases run in your family? Are you or your spouse prone to high blood pressure that an eye exam could help detect signs of early? Answering questions like these can help you start thinking about what type of vision coverage your family may need.

Finding insurance—for anything—can be a hassle. Fortunately, VSP Individual Vision Plans makes it easy to find the best family vision insurance plan with our vision Plan Wizard. All you need to get started is your ZIP code. 

Information received through VSP Individual Vision Plans’ social media channels is for informational purposes only and does not constitute medical advice, medical recommendations, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition

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Not covered for vision?

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Healthy vision association discounts

Some plans can only be accessed through membership in the Healthy Vision Association (HVA), which helps its members see well and stay healthy.

For $1.50/mo, your membership will give you access to exclusive discount programs* on everyday goods and services including:

Plus, your membership supports vision-related charities too.

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*All rebates and special offers are subject to change