Notice of Privacy Practices
                Effective July 2013
        
            Overview
                THIS NOTICE DESCRIBES HOW MEDICAL INFORMATION ABOUT YOU MAY BE USED AND DISCLOSED AND HOW YOU
          CAN GET ACCESS TO THIS INFORMATION. PLEASE REVIEW IT CAREFULLY.
        
            Purpose
The purpose of this notice is to:
        
            VSP's Responsibilities
            VSP is required to abide by the terms of this notice currently in effect by:
        
            Notice Revisions
            VSP reserves the right to revise the terms of this notice, and to make the revised terms
          effective for all Protected Health Information that it maintains. If VSP revises this notice, we
          will make the revised notice available on our website and include information about the changes in
          our next annual mailing.
        
            Business Associate
            A person or entity that uses Protected Health Information to perform a service for VSP. These
          services include, but are not limited to:
        
            Health Care Operations
            Activities related to VSP operations, including but not limited to:
        
            Payment
            VSP collection of insurance premiums or its determination and payment of claims.
        
            Protected Health Information
            Information relating to a VSP patient's past, present or future health or condition, the
          provision of health care to a VSP patient, or payment for the provision of health care to a VSP
          patient. Protected Health Information includes, but is not limited to:
        
            Treatment
            The provision, coordination or management of vision care and related services by one or more
          vision care providers.
        
            How VSP Uses and Discloses Information About You
                VSP will only use and disclose your Protected Health Information without your authorization when
          necessary for:
            
            Disclosure to VSP’s Business Associates
            VSP will only disclose your Protected Health Information to Business Associates who have agreed
          in writing to maintain the privacy of Protected Health Information as required by law.
        
            Use or Disclosure Requiring Authorization
            VSP will not use or disclose your Protected Health Information for purposes other than those
          described in this notice. If it becomes necessary to disclose any of your Protected Health
          Information for other reasons, VSP will request your written authorization. VSP will obtain your
          authorization for any sale of Protected Health Information, or to use or disclose your Protected
          Health Information for marketing.
        
            Revoking Authorization
            If you provide written authorization, you may revoke it at any time in writing, except to the
          extent that VSP has relied upon the authorization prior to its being revoked.
        
            Use or Disclosure Required or Permitted by Law
            VSP may use or disclose your Protected Health Information to the extent that the law requires
          the use or disclosure
        
Use and Disclosure Examples
            Disclosure Requiring Opportunity to Object
            VSP may disclose your Protected Health Information to a family member, friend, or other person
          involved in your care or payment if the information is relevant to their involvement and you have
          agreed or had an opportunity to object
        
            Genetic Information
            VSP is prohibited from using or disclosing your genetic information for underwriting purposes.
        
            Exercising Your Rights
            You may exercise any of your below rights by calling our Member Services Department at
          800.877.7195.
        
            Review Your Protected Health Information
            You have a right to inspect and obtain a copy of your Protected Health Information.
        
Important : If you feel your Protected Health Information is incomplete or incorrect, you have the right to request that it be amended.
            Request to Restrict Your Protected Health Information
            You can request restrictions on the use and disclosure of your Protected Health Information. VSP
          is not required to agree to a requested restriction.
        
Example : If a restriction request prevents us from providing service to you or from performing payment related functions, we will not be able to agree to the request.
            Confidential Communication
             When necessary, VSP may seek to contact you by calling you at your home or by sending mailings
          containing your Protected Health Information to your home. If you feel that such communications
          could compromise your safety, you may request in writing an alternate communication method and/or
          location.
        
Important : VSP may require that a request contain a statement that disclosure of all or part of the information to which the request pertains could endanger the individual, and VSP may, if and to the extent that applicable law allows, request payment for this service.
Examples : The patient may decide, for his or her safety, to have correspondence containing his or her Protected Health Information sent somewhere other than to his or her home, or to have the information sent via fax rather than mailed.
            Accounting of Disclosures
            If a disclosure of your Protected Health Information was made for a reason other than treatment,
          payment or health care operations, you have a right to receive an accounting of the disclosure.
        
Important : If the disclosure was made to you, VSP will not provide an accounting.
            Receive a Copy
            You can view and print a copy of this Notice of Privacy Practices through vsp.com. You may also
          request a copy from your Benefit Administrator, or you may request a paper copy from VSP.
        
            Complaints
            If you believe that your privacy rights have been violated, you may submit a complaint to VSP or
          to the U.S. Secretary of Health and Human Services at any time. VSP will not retaliate against you
          for filing a complaint. You may file a complaint with VSP through vsp.com, or by calling our Member
          Services Department at 877-846-9904.
        
            Contact VSP
            For questions about this notice or your privacy, contact our HIPAA Privacy Officer through
          vsp.com, or call our Member Services Department at 877-846-9904.