Your vision plan should cover an annual comprehensive eye exam, frames or contacts, and lens enhancements. Other things to consider are how often you want new glasses and your overall frame allowance. Some plans may highlight low rates, but provide an overall low frame allowance, or don’t provide a lot of savings on lens enhancements (where costs can really add up). Plus, you’ll want to make sure the doctor network includes convenient locations. Read the plan details to ensure you’re getting the right plan for your needs.
A copay is the fixed amount paid by you to the doctor’s office when you visit an eye doctor. Take an eye exam for example; once you pay the exam copay, your plan will pay for the remainder of whatever your doctor charges for an exam. Copays are usually due to the doctor’s office at the time you receive services.
A frame allowance is the amount covered by your insurance for your frames or for lens enhancements. You can use this toward any frame brands carried by your VSP doctor. If you select frames that are more than the allowance covers, you only pay the difference.
A lens enhancement is an added feature to the lenses in your glasses that is intended to improve the quality of your experience with your prescription glasses. They include things like scratch resistance and anti-glare and you may decide on additional lens enhancements that better meets the needs of your eyes. Your eye doctor can advise if a certain lens enhancement would be good with your prescription.
Some vision plans may cover lens enhancements for a small co-pay. Your eye doctor can help you choose the lens enhancements that are right for you and covered by your plan.
A comprehensive eye exam includes numerous tests to evaluate your vision, eye health, and screen for health conditions such as diabetes and high cholesterol. You can also receive a prescription for corrective lenses. A vision screening will only check for potential vision problems and any concerns will usually be referred to an eye doctor.
Prices vary by location. The gifter pays for the entire 12-month plan at purchase.
A vision screening can detect obvious vision problems, but many issues can go undetected with a screening alone. A comprehensive eye exam with an optometrist more accurately measures a child’s overall eye health by evaluating multiple aspects of a child’s vision; this includes the close-up skills essential for reading, tracking and focusing.
Your recipient’s eyes not only affect how they see, but how they feel. A vision plan from VSP will help your recipient take care of them, save money and can lead to a better quality of life, including:
It all starts with an eye exam. During their eye exam, the doctor can also detect early signs of serious general health conditions so they can manage them before they become more difficult problems. This can include things like diabetes and high blood pressure.
Most vision plans provide access to preventative eye exams and corrective eyewear. Your regular health insurance plan may cover health costs if you injure your eyes in an accident or have a health condition that affects your vision.
Most health insurance plans do not cover LASIK as it is an elective surgery. However, VSP Vision Care Members are eligible to save on LASIK procedures through Exclusive Member Extras.
Routine vision exams can help detect health conditions such as diabetes and are also important for monitoring changes in vision. In addition to coverage for eye exams, VSP members also have access to Exclusive Member Extras which provides savings and resources for diabetes-related services.
VSP was founded in 1955 and is the largest vision insurance provider in the nation. VSP Individual Vision Plans were created as a division of VSP for people to maintain access to vision care when they don’t have coverage through an employer-sponsored plan.
You can choose to enroll in a different plan in the first 30-days after enrollment if you have not received any services or filed any claims.
We guarantee your satisfaction. If you’re not 100% happy with the eye care and eyewear you receive from a VSP network doctor, we’ll make it right.
Customer Service can be reached Monday – Thursday 7am-9pm, Friday 7am-7pm, or Saturday 9:30am-4pm CST at 800.785.0699.
VSP has the nation’s largest network of independent doctors so you’re sure to find a provider nearby.
VSP members can get an Extra $40* to spend on Frames from Calvin Klein, Calvin Klein Jeans, Cole Hann, Marchon NYC, and Pure.
*Available only to VSP members with applicable plan benefits. Offers are only available through VSP Network Doctors and In-Network locations. Offer ends 9/30/2020.
You’ll find the best selection of frames at your VSP doctor’s office. You can use your allowance toward any frame that your VSP doctor carries. If you prefer to shop online, you can use your prescription at Eyeconic®, which easily connects your benefits and prescription in one convenient shopping location. If you chose to get glasses out-of-network, your coverage will be less, and you’ll most likely have higher out-of-pocket expenses.
Yes. You’ll get 20% savings on any additional glasses or sunglasses, including lens enhancements, from a VSP network doctor within 12 months of your last WellVision Exam®.
The VSP Individual Vision Plan can only be applied towards prescription glasses and sunglasses. However, you can get an additional 20% off an additional pair of glasses and apply that to regular sunglasses.
Our vision plans provide savings on many lens enhancements:
You don’t have to get both at the same place but be sure to go in-network for your eye exam and glasses to get the best value and maximize your savings. You can also shop for glasses online at Eyeconic®, which easily connects your benefits and prescription in one convenient shopping location.
Your allowance depends on which plan you choose. Most plans have a contacts allowance to use towards contact lenses. And as a VSP member, you’ll have access to additional savings and discounts on contact lenses through our Exclusive Member Extras.
An eye exam will evaluate your vision and help detect health conditions such as glaucoma or diabetes. A contact lens fitting and evaluation will ensure the contacts fit properly and do not harm the eyes.
To make the most of your plan benefits, members can get contacts at their VSP network doctor or online at Eyeconic®, where you can easily connect your benefits to receive additional savings.
It's easy to maximize your benefits to get both. If you plan to get glasses and contacts in the same year, use your plan coverage to get your glasses first, then apply the discount on your contact fitting and evaluation to maximize your savings. From then on, you can use the plan allowance the enxt year to get glasses, then the following year to get contacts. You can keep alternating between glasses and contacts year-over-year to see your very best.